Work From Home Protection

COVID-19 has demanded strict measures to curb its spread especially lockdowns. However work must continue.

Many Employers have adopted a Work From Home Concept, however Working from home can result in feelings of isolation due to social separation and changes in work demands may lead to fatigue.

3 Months Policy Ugx 57,000

(Ugx 19,080 Per Month) Perfect for Short-Term Contractors, Full-Time Staff working at home occasionally and Freelancers. Covers your needs when working from home or at a co-working space

12 Months Policy Ugx 126,000

(Ugx 10,800 Per Month) Pay a little extra and enjoy a longer-term protection. For long-term contractors or full-time freelancers Extra protection for full-time employees on top of existing plan from employers

Employee Benefits?

A payment for the counselling expenses for mental health/
psychological of employees diagnosed with stress disorders caused or contributed to by, working from home arrangements. Ugx 1.8M Per Employee.

A payment for an occupational therapist consultation to address diagnosis for postural or ergonomic strain or stress. Onsite Consultation occupational therapist Ugx 900,000. 

A payment to cover the cost of any recommended equipment by the occupational therapist. New furniture recommended by the Occupational Therapist Ugx 900,000

A payment if an employee needs or chooses to take their work outside and suffers an Accidental Death or Permanent Disability. Includes a daily benefit up to 14 days for any extended leave required following a serious injury.

Accidental Death or Total & Permanent Disability when working away from your residence or on the move.
Ugx 72M for Accidental Death
• Ugx 37M for Total Disability
• Ugx 360,000 for injury, up to 14 days

A payment to employees for serious burns received as a result of cooking while working from home. Ugx 1.8M Per Employee

A payment to cover expenses as a result of an Accidental Death or Permanent Disability due to an accident at home, paid to employees or their estate. Includes a daily benefit up to 14 days for any extended leave required following a serious injury at home.

Ugx 72M for Accidental Death
• Ugx 37M for Total Disability
• Ugx 360,000 for injury, up to 14 days

A payment for surgery costs required as a result of a ergonomic or postural injury caused by poor home workspace design or conditions.  Ugx 7.2M

Medical expenses incurred if you suffer from food poisoning directly caused by the delivery food for which the food delivery services is provided by a restaurant or food delivery operator.

Frequently Asked Questions?

We have 3 months and 12 months Polices.

NO – this is designed as an employee benefit only.

YES – cover applies to full-time and Part-time employees only.

As its a Group Employee Scheme, it targets Corporate Clients.

Cover is limited to 65 years old.

Manufacturing and trade businesses, working from home, e.g Carpenters, Plumbers, Handyman etc

The product can be purchased as a Standalone Product

Important Information

  • The Insured Person must be aged between 18 and 65 and hold a valid National ID.
  • The Insured Person must be the Policy Holder.
  • This insurance applys in Uganda only.
  • Waiting Period ( i.e. 14 days from the policy effective date) is applicable to the benefits of Ergonomic Injury and Mental Health Therapy.
  • The change of policy effective date is not allowed once the policy is issued.
  • All policies can be renewed with Annual Plan only.
  • Premium rate quoted has included the Premium Levy as required by the Insurance Regulatory Authority (IRA).
  • Once 3 Months Plan policy is issued, no premium refund including Premium Levy will be arranged for policy cancellation.
  • The above information is for reference only and does not constitute any contract between you and Farmbox Microinsurance Limited.
  • Please read the Policy Wordings for details.